Surely it isn't just me?

[Stephen Whiteside]

A couple of big 'ifs' there, Neville.

"Hope for the best. Plan for the worst." That's not such a bad motto, is it?

Evolution is very conservative. The human body is built with huge reserves. For example, the liver is ten times bigger than it needs to be. We don't seem to take the same approach when planning our own future.